AvatarTom Cleveland

Tom Cleveland

Tom Cleveland is a writer for MerchantSeek.com. He has over 30 years of experience in executive management, corporate governance and business development. Tom served as CFO for various Visa International entities from 1980 until his retirement in 1999 and was instrumental in expanding the global reach of the Visa system. Tom’s writing on business issues has appeared in the NY Daily News and BusinessInsider among others.

Recent Articles Published by Tom Cleveland


Convenience is Key for Successful Service Businesses

As most economists assert today, we will never generate a stable recovery from the depths of the “Great Recession” without an energetic response from both small and medium-sized businesses (SME’s). The continuing saga, however, is that banks and investors are refusing to take risks and make loans to small business enterprises. Bankers cite high loan... Read more »


Funding for Philanthropic Efforts Requires More Effort Than Normal

One sad fact in our capitalistic world is that funding for many worthwhile efforts is often difficult to obtain if there is not a direct profit opportunity to be had.  Non-profit’s and local community leaders need special assistance, especially in developing countries, to gain access to appropriate resources of capital devoted to their respective purposes.... Read more »