planning
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The Complete Guide to SBA Loans

by Candice Landau

What is an SBA Loan? The U.S. Small Business Administration was created in 1953 to help Americans start, build and grow their businesses. As an independent agency of the government, the SBA partners with both public and private organizations to deliver its services, including loans. An SBA Loan is not a direct loan from the... Read more »

funding
For lenders, it's not this simple.

Lenders Face Serious Issues in Taking Bitcoin as Collateral

by Lew Koflowitz

Despite the recent turmoil in the bitcoin market, this cryptocurrency remains, at the moment, a viable medium of exchange that may be on the rise again. For example, the satellite TV company Dish Network announced in late May that by September, it will become the largest company yet to accept payment in bitcoin through the payment processor Coinbase.... Read more »

funding
Funding for Growth

How to Get Funding from Billionaire Investor Mark Cuban, and Other Stories

by Candice Landau

Let’s be honest, when it comes to funding, it’s never as straightforward as business advisors, lenders, backers, and investors might have you think. And, if you’re a small business, it’s unlikely you can afford to pay someone to do all the legal research and nit-picky stuff that the big boys can. You have to get... Read more »

planning
lineofcredit

Don’t Run out of Cash: Get Help with a Business Line of Credit

by Tomer Michaeli

What is a credit line, anyway? Every small business experiences cash flow challenges. Since cash flow fluctuations are a natural part of doing business, rather than trying to avoid them, an alternative approach would be to actively manage your cash flow. In this article, we will discuss an important tool for cash flow management—the line of... Read more »

planning
4 ways to secure funding for your startup

How to Secure Funding for Your Startup (with INFOGRAPHIC)

by Candice Landau

Why do so many businesses fail? According to a recent Forbes article, at the surface level, they simply run out of cash. It’s easy to get things wrong when you’re starting out and the article points out that 8 out of every 10 businesses fail within the first 18 months. Read more »

funding
5 Things You Should Do with a Business Loan

5 Things You Should Do With A Business Loan [Free Webinar]

by Jonathan Michael

Thinking about getting a loan? Trying to grow your business but you’re unsure of where to start? Join us on Thursday, August 14 at 1pm ET/10am PT for “Five Things You Should Do With a Business Loan”—a free webinar that will help you understand how to get the most out of every dollar you get... Read more »

funding
The Basics of Small Business Loans - Video Featured

The Basics of Small Business Loans [WEBINAR]

by Sabrina Parsons

What do you need to know about small business loans before you apply? A lot! You have a lot of options, and there are a lot of variables in the equation that determines whether you’ll qualify for the loan you’re applying for (or whether that loan is even a good fit for you and your... Read more »

funding

The Basics of Small Business Loans [FREE WEBINAR]

by Jonathan Michael

Are you a small business owner or thinking about finally starting your own business? If so, then you have probably wondered about your financing options. Join us on Friday, June 13 at 12pm ET/9am PT for “The Basics of Small Business Loans,” a free webinar that will give you an overview of financing for small... Read more »

funding

How to Make Smart Borrowing Decisions (Including NOT Borrowing)

by Jared Hecht

Most people understand the basics of consumer debt: if you rack up more expenses on your credit card than you can pay back, you’re in big trouble. But, for some reason, when it comes to small business debt, the picture isn’t quite so clear. Not all businesses are at a point where borrowing money is... Read more »

funding

How to Secure a Business Loan: Tips From a Banking Executive

by Lisa Furgison

If you need to secure a loan for your business, you'll want to be prepared. Check out these tips from the head of business banking at Fifth Third Bank. Read more »

funding

Small Business Grants: The Facts and The Fiction

by Caron Beesley

Here’s what you need to know about government grants for small businesses, who is eligible to receive them, and how to go about getting them. Read more »

funding

How Persistence Won Me The Business Grants I Needed

by Allison Berliner

"Not wanting to look a gift horse in the mouth, we took the $1,000 check. The only problem was that we needed more: We’d already committed $2,000 to local boutiques." Read more »

funding

My 13 Favorite Alternative Funding Options of 2013

by Caroline Cummings

Whether you’re a nonprofit, a new small business, a high-tech startup, or an up-and-running company, and whether you’re looking for a loan or a grant or an equity-sharing arrangement, there is an option for you. Read more »

funding

Don’t Wait Until Your Business Needs Cash to Look for Extra Funding

by Bailey Koharchick

Did you know that 60 percent of businesses that fail are profitable when they go out of business? They just don’t have the cash flow to cover their expenses, and it forces them into closure. Part of the problem is that once your cash flow issues are apparent and affecting your business operations, it can... Read more »

planning

How to Get a Small Business Loan

by Jim Malloy

Obtaining a loan certainly isn’t the most fun aspect of running your business, but it can be achieved with a little work and planning. Here's how. Read more »

funding

Cheap Money

by Michael Lockwood

The effect of a cheap money strategy on the future prospects of businesses can’t be underestimated. Read more »

funding

4 Reasons Why Credit Unions Are Better For Your Business

by Mandy Jones

Credit unions are member-owned, not-for-profit financial cooperatives. That means everyone who becomes a member owns a piece of the rock. No shareholders. No paid board of directors focused on profits. Every decision the credit union makes takes members into consideration first. Read more »

funding

When (and why) should you sign a personal guarantee to secure financing?

by Michael Lockwood

Over the next year, 61 percent of small business owners expect to expand their businesses. For many that will mean they will be in search of capital. What may surprise them is they may be required to sign a personal guarantee to secure financing. Below are seven things you need to know about personal guarantees.... Read more »

funding

Four credit tips for young entrepreneurs

by Danielle Rodabaugh

Having a strong credit score certainly makes it easier to start up a new enterprise. Unfortunately, many business-savvy individuals have to put their entrepreneurial ventures on hold due to their poor — or sometimes nonexistent — credit histories. Building credit might seem impossible for many young entrepreneurs, especially if they’re in school. However, the more... Read more »

funding

8 Ways to Clean up Your Business Credit Report

by Michael Lockwood

A complete and accurate business credit report is like a gourmet meal to a loan underwriter.  Your business credit report is important for your company getting a business loan, because it tends to verify the information provided in your credit application and business plan.  Much like a personal credit report, unless it is managed, the... Read more »