funding
How to Get a Business Loan

How to Secure a Business Loan: Tips From a Banking Executive

by Lisa Furgison

If you need to secure a loan for your business, you'll want to be prepared. Check out these tips from the head of business banking at Fifth Third Bank. Read more »

funding
How to Get a Small Business Grant

Small Business Grants: The Facts and The Fiction

by Caron Beesley

Here’s what you need to know about government grants for small businesses, who is eligible to receive them, and how to go about getting them. Read more »

funding
Persistence Is Key

How Persistence Won Me The Business Grants I Needed

by Allison Berliner

"Not wanting to look a gift horse in the mouth, we took the $1,000 check. The only problem was that we needed more: We’d already committed $2,000 to local boutiques." Read more »

funding
Man in rain of money

My 13 Favorite Alternative Funding Options of 2013

by Caroline Cummings

Whether you’re a nonprofit, a new small business, a high-tech startup, or an up-and-running company, and whether you’re looking for a loan or a grant or an equity-sharing arrangement, there is an option for you. Read more »

funding
Man in nice clothes surprised by empty wallet

Don’t Wait Until Your Business Needs Cash to Look for Extra Funding

by Andrea Vedder

Did you know that 60 percent of businesses that fail are profitable when they go out of business? They just don’t have the cash flow to cover their expenses, and it forces them into closure. Part of the problem is that once your cash flow issues are apparent and affecting your business operations, it can... Read more »

planning
Man Handing Over Roll of Dollars

How to Get a Small Business Loan

by Jim Malloy

Obtaining a loan certainly isn’t the most fun aspect of running your business, but it can be achieved with a little work and planning. Here's how. Read more »

funding
Credit and Interest Rates

Cheap Money

by Michael Lockwood

The effect of a cheap money strategy on the future prospects of businesses can’t be underestimated. Read more »

funding
Mandy Jones OCCU Square

4 Reasons Why Credit Unions Are Better For Your Business

by Mandy Jones

Credit unions are member-owned, not-for-profit financial cooperatives. That means everyone who becomes a member owns a piece of the rock. No shareholders. No paid board of directors focused on profits. Every decision the credit union makes takes members into consideration first. Read more »

funding
guarantee

When (and why) should you sign a personal guarantee to secure financing?

by Michael Lockwood

Over the next year, 61 percent of small business owners expect to expand their businesses. For many that will mean they will be in search of capital. What may surprise them is they may be required to sign a personal guarantee to secure financing. Below are seven things you need to know about personal guarantees.... Read more »

funding
Credit tips for young entrepreneurs

Four credit tips for young entrepreneurs

by Danielle Rodabaugh

Having a strong credit score certainly makes it easier to start up a new enterprise. Unfortunately, many business-savvy individuals have to put their entrepreneurial ventures on hold due to their poor — or sometimes nonexistent — credit histories. Building credit might seem impossible for many young entrepreneurs, especially if they’re in school. However, the more... Read more »