The Basics of Small Business Loans - Video Featured

The Basics of Small Business Loans [WEBINAR]

by Sabrina Parsons

What do you need to know about small business loans before you apply? A lot! You have a lot of options, and there are a lot of variables in the equation that determines whether you’ll qualify for the loan you’re applying for (or whether that loan is even a good fit for you and your... Read more »


The Basics of Small Business Loans [FREE WEBINAR]

by Jonathan Michael

Are you a small business owner or thinking about finally starting your own business? If so, then you have probably wondered about your financing options. Join us on Friday, June 13 at 12pm ET/9am PT for “The Basics of Small Business Loans,” a free webinar that will give you an overview of financing for small... Read more »

How To Make Smart Borrowing Decisions

How to Make Smart Borrowing Decisions (Including NOT Borrowing)

by Jared Hecht

Most people understand the basics of consumer debt: if you rack up more expenses on your credit card than you can pay back, you’re in big trouble. But, for some reason, when it comes to small business debt, the picture isn’t quite so clear. Not all businesses are at a point where borrowing money is... Read more »

How to Get a Business Loan

How to Secure a Business Loan: Tips From a Banking Executive

by Lisa Furgison

If you need to secure a loan for your business, you'll want to be prepared. Check out these tips from the head of business banking at Fifth Third Bank. Read more »

How to Get a Small Business Grant

Small Business Grants: The Facts and The Fiction

by Caron Beesley

Here’s what you need to know about government grants for small businesses, who is eligible to receive them, and how to go about getting them. Read more »

Persistence Is Key

How Persistence Won Me The Business Grants I Needed

by Allison Berliner

"Not wanting to look a gift horse in the mouth, we took the $1,000 check. The only problem was that we needed more: We’d already committed $2,000 to local boutiques." Read more »

Man in rain of money

My 13 Favorite Alternative Funding Options of 2013

by Caroline Cummings

Whether you’re a nonprofit, a new small business, a high-tech startup, or an up-and-running company, and whether you’re looking for a loan or a grant or an equity-sharing arrangement, there is an option for you. Read more »

Man in nice clothes surprised by empty wallet

Don’t Wait Until Your Business Needs Cash to Look for Extra Funding

by Andrea Vedder

Did you know that 60 percent of businesses that fail are profitable when they go out of business? They just don’t have the cash flow to cover their expenses, and it forces them into closure. Part of the problem is that once your cash flow issues are apparent and affecting your business operations, it can... Read more »

Man Handing Over Roll of Dollars

How to Get a Small Business Loan

by Jim Malloy

Obtaining a loan certainly isn’t the most fun aspect of running your business, but it can be achieved with a little work and planning. Here's how. Read more »

Credit and Interest Rates

Cheap Money

by Michael Lockwood

The effect of a cheap money strategy on the future prospects of businesses can’t be underestimated. Read more »

Mandy Jones OCCU Square

4 Reasons Why Credit Unions Are Better For Your Business

by Mandy Jones

Credit unions are member-owned, not-for-profit financial cooperatives. That means everyone who becomes a member owns a piece of the rock. No shareholders. No paid board of directors focused on profits. Every decision the credit union makes takes members into consideration first. Read more »


When (and why) should you sign a personal guarantee to secure financing?

by Michael Lockwood

Over the next year, 61 percent of small business owners expect to expand their businesses. For many that will mean they will be in search of capital. What may surprise them is they may be required to sign a personal guarantee to secure financing. Below are seven things you need to know about personal guarantees.... Read more »

Credit tips for young entrepreneurs

Four credit tips for young entrepreneurs

by Danielle Rodabaugh

Having a strong credit score certainly makes it easier to start up a new enterprise. Unfortunately, many business-savvy individuals have to put their entrepreneurial ventures on hold due to their poor — or sometimes nonexistent — credit histories. Building credit might seem impossible for many young entrepreneurs, especially if they’re in school. However, the more... Read more »


8 Ways to Clean up Your Business Credit Report

by Michael Lockwood

A complete and accurate business credit report is like a gourmet meal to a loan underwriter.  Your business credit report is important for your company getting a business loan, because it tends to verify the information provided in your credit application and business plan.  Much like a personal credit report, unless it is managed, the... Read more »


5 tips to getting small business financing

by Michael Lockwood

It’s no secret that small businesses can have a hard time getting financing. So before you approach lenders, make sure you ask yourself: how can I maximize my chances of getting credit approval? Here are five simple things you can do to up the odds of  getting your funding  approved. Demonstrate that your business generates... Read more »


Funding for Philanthropic Efforts Requires More Effort Than Normal

by Tom Cleveland

One sad fact in our capitalistic world is that funding for many worthwhile efforts is often difficult to obtain if there is not a direct profit opportunity to be had.  Non-profit’s and local community leaders need special assistance, especially in developing countries, to gain access to appropriate resources of capital devoted to their respective purposes.... Read more »


Brief Introduction Into The SBA Loan Programs

by Helena Hauk

Small businesses are the backbone of our economy, creating jobs and adding new and innovative products to the market. The Small Business Administration exists to support both emerging and growing small businesses by offering services, tools, and resources at affordable rates. The SBA also offers several loan programs to help those businesses meet demand, acquire... Read more »


Overview of the Players in the SBA Lending Process

by Helena Hauk

The SBA is one of the most vibrant sources of funds and tools for small business owners. Their lending programs, especially the 504 program, make it possible for all types of small businesses to secure needed funds to continue to grow their business. It takes many people to successfully secure and close an SBA loan.... Read more »


The Five C’s For Making Your Business Credit-Worthy

by Helena Hauk

There comes a time when every business must secure financing to cover their growing needs. Whether it’s to buy new equipment, purchase land, improve an existing location, or to just give your business a little breathing room, a loan can sometimes mean the difference between making it to the next level and falling behind your... Read more »

Business Plan

What Lenders Look for in a Business Plan

by Helena Hauk

Your business plan is the foundation of your business. It defines your vision and mission, and serves as a road map as you move forward. It’s one of the most important documents you’ll ever create. It’s also an invaluable tool when it comes time to apply for a business loan. What lenders look for in... Read more »